I'm not sure this quote refers to anarchists or non-anarchists. From what I've seen, anarchists (except the libertarian anarcho-capitalists but they barely count) are far from being individualists and rely on close-knit horizontal social groups instead of rigid top-down institutional hierarchy.

@Hypolite Petovan@Anarchist Quotes
Sure, but even those arrangements come out of a place of "individual liberty" in that the individual voluntarily associates with that group. I think this quote is only posing 2 options, neither of which is the "anarchist commune". It's only an example of what the individualist would choose if those were the only 2 options possible.

Thank you for the elaboration, it does make sense, although the artificial duality in the quote irks me since anarchism is the third way in the current western political landscape.