Good point. A corollary: a problem with capitalism is that some small minority always already has most of the money, so when capitalism "works" and 'money makes money' [overall growth/profit] the people with almost all the money make almost all the money the money makes. As long as capitalism "works" the plutocrat class can basically be on every side of every bet and come out ahead -- that's why "hedge fund manager" is one of the highest-paid professions in the US -- because they make rich people richer. Thus, the wealth-concentrating logic of capital accumulation guarantees plutocracy. (Which is why politics in the modern era (starting in the 1700s) has always been about plutocratic population management.)
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